Find your forever home.
With a few steps and my expert guidance we will find the home that best suits your needs now and in the future. When you take the time to discuss your home musts and desires with me, I can use my skills to get the best possible results. I find homes that meet or exceed your criteria through Michigan MLS sources and my large pool of contacts in the industry.
Steps to buying a house with me.
The Best Loan For You
This process doesn't have to be painful. I'll guide you to the best local lender, to get you competitive rates and programs that aid your personal needs. Even if you have a good relationship with your current lender, you can still take advantage of state-fund housing initiatives. Message me to see which ones you may qualify for.
Making an Offer
When you find a home you love, I will guide you to make the best offer that stays within your limits and remains competitive with any other offer on the table. Once an offer has been accepted we will help you navigate through the inspections, appraisals, and closing in a stress-free way. This is all no cost to you, as a buyers agent, my services are compensated by the sellers.
Sign and Finalize the Deal
Don’t be surprised if you’re asked for additional documentation or clarification while the purchase of the home is pending. Once the loan application is submitted into processing, where the documents are reviewed while appraisals and title examinations are ordered.
CONGRATULATIONS YOU JUST BOUGHT A HOUSE!
Finally, it's time to get the keys, throw a housewarming party, and begin making memories in your new home!
Consider banking local.
Experienced, Knowledgeable, Neighborly
If you enjoy buying local, look into banking local. Connect with me with some unique 0% down, No Private mortgage insurance, and closing cost assistance programs that only Michigander hospitality can provide. Offered through Community West CU, Consumer's CU, Choice one bank (Allendale/Holland only), and Lake Michigan Credit Union.
Michigan Homebuyer Assistance programs
MSHDA Down Payment Assistance
$7,500- $10,000 to use towards a down payment, closing costs and any prepaid/escrow ($$$ based on your current zip code.) Contact me below to see what your current zip code qualifies for.
First Time Homebuyer Savings Account
Set aside money exempt from state income taxes. Single filers can deposit $5,000, those filing jointly up to $10,000 annually. Save up to $50,000 for your first home.
Rural Development Loans
0% down on qualifying rural areas, (not just for farmers). Income limits apply, please reach out to discover what areas you could qualify for.